Atlanta, Decatur and Buckhead real estate and homes for sale in Georgia, Morningside Area, Virginia Highland Area - The Zac Team, REALTORS® The Zac Team REALTORS(r) for Atlanta, Decatur and Buckhead, Georgia real estate, Morningside Area, Virginia Highland Area - NUMBER1EXPERTS™ The Zac Team NUMBER1EXPERTS(tm) for Atlanta, Decatur and Buckhead, Georgia real estate, Morningside Area, Virginia Highland Area

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Real Estate Tips
Financing Your Home >Your Mortgage

Many homeowners overlook the mortgage payment as a tool for financial management. They get the mortgage, move in, make the payments, and pay off the loan eventually. Smart homeowners know that by properly adding to their monthly payments, even by a small amount, they can substantially reduce the term of their loan, not to mention the total interest they will pay. In fact, prepaying one full year of a standard mortgage can save thousands of dollars in interest. The key is to do it properly and to find the right lender for whom prepayment is not a problem.

More progressive lenders allow the option to add money to the monthly payment which goes directly to the principal. How much should you add? It's largely a personal decision, and it depends on your cash flow. But be mindful of the fact that the mortgage interest rate is probably the lowest interest loan you will find, so don't short yourself with prepayment only to run up credit card debt!

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Real Estate Trivia
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What is the role of the U.S. Housing Authority?

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Created in 1937 by FDR, the U.S. Housing Authority provides construction loans to small communities and states.
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The Zac Team, REALTORŪ, real estate agents and broker for Atlanta, Decatur and Buckhead Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

the zac team
RE/MAX Greater Atlanta

1057 Ponce de Leon Avenue
Atlanta, GA
30306
Phone: 404.564.7200
Toll-free: 800.510.1884
Fax: 404.564.7201
mlsinatlanta@zac.biz

In May of 1979, a young, mustached man sat down to take an exam that would set him on the road to mastering the art of Atlanta Intown real estate. In 1993, after several years with Coldwell Banker and then as the owner of the RE/MAX Greater Atlanta Intown franchise, Zac Pasmanick realized that he could provide the ultimate real estate service by working with his own small team of professionals instead of working solo. Zac's credentials and awards include: CRS, CRB, GRI; Realtor; Life Member, Atlanta Board of Realtors' Million Dollar Club; RE/MAX International Hall of Fame


Atlanta Intown Real Estate experts, featuring the hottest properties in Morningside, Virginia-Highland, Candler Park, Inman Park, Druid Hills, the Emory area, Decatur and surrounding areas. Research using online search, virtual tours, recent home sales, schools, neighborhood restaurants, and neighborhood associations. Find condos, lofts, new homes, historic homes, executive and luxury homes, renovation opportunities and investment properties. Find a home with the zac team!

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RE/MAX Greater Atlanta real estate and homes for sale in Atlanta, Decatur and Buckhead Georgia

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